Credit Advisor / Relationship Officer At Microfinance Bank In Lagos
Tunde Raji - March 8, 2017

A highly innovative and rapidly expanding Microfinance Bank with Head Office in Lagos State, requires suitable candidates to fill the available vacant position below:

Job Title: Credit Advisor / Relationship Officer

Location: Ikoyi/ Victoria Island

Duties and Responsibilities

  • Creation of quality risk assets to meet set targets
  • Sourcing of clients for both savings, Current and fixed deposit accounts in line with set target.
  • Packaging of customers’ credit requests
  • Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.
  • Ensure credits are packaged in line with credit policies & procedures of the bank.
  • Ensure credits are within the bank’s obligor limit
  • Rendering financial advice to clients
  • Rendering weekly & monthly reports to the management
  • Ensure proper KYC are conducted on customers
  • Monitoring the loan portfolio and follow up on repayment.

Qualifications and Experience

  • A Degree/HND with major in Banking and Finance, Accounting, Management and Marketing or related field
  • At least 2 years’ experience in  a consumer/ SME lending  position in a Microfinance or Commercial Bank is compulsory.
  • Business acumen and analytical skills
  • Sound Credit appraisal
  • Good understanding of business process
  • Hardworking, commitment, ability to communicate and self- motivated person
  • Excellent Relationship Management Skills
  • Unquestionable integrity and high level of commitment

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV’s to: bankingpositions2017@gmail.com

 

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