Credit Risk Officer at Addosser Microfinance Bank Limited
Tunde Raji - July 13, 2018

Addosser Microfinance Bank Limited is an innovative financial institution  dedicated to improving the living condition of everyday people through value-added financial products and services.

 

The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

The bank requires suitably qualified candidates to fill the vacant position below:

 

Job Title: Credit Risk Officer

Location: Nigeria


Duties and Responsibilities

  • Evaluate customers’ loan applications in line with the bank’s credit policy.
  • Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
  • Has relevant experience in analyzing consumer and SME loans.
  • Organization of credit committee.
  • Portfolio management & reporting.
  • Create innovative credit evaluation processes and systems.
  • Evaluate clients for credit worthiness based our internal risk models & their application information.
  • Weed out fraudulent applications, and unreliable applicants.
  • Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
  • Continuously ensure alignment/compliance to the credit risk management framework.
  • Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
  • Preparation of statutory reports.


 

Relevant Skills, Qualification, Attributes & Experience

  • A first degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
  • Minimum of 3 years banking experience.
  • Good knowledge of accounting and relevant lending ratios.
  • Experience in SME & consumer lending.
  • Analytical skills
  • Good communications.
  • Good reporting skills.

 

Application Closing Date
30th July, 2018

 

How to Apply
Interested and qualified candidates should send their Applications and CV to: careers@addosser.com

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