Terms of Service

Acceptance

By using and/or visiting this blog http://www.microfinanceblog.com, you signify your consent to these terms and conditions (the “Terms of Service”). If you do not agree to any of these terms, then please do not use the blog.

Privacy

Please review the privacy notice which also governs your visit to understand the practices. The privacy notice can be viewed at http://www.microfinanceblog.com/privacy-policy.html

Electronic Communications

When you visit the blog or send e-mail to the publisher, you are communicating with the publisher electronically and you consent to receive communications from the publisher electronically. The publisher will communicate with you by e-mail or by posting notices on this blog. You agree that all agreements, notices, disclosures and other communications that the publisher provide to you electronically satisfy any legal requirement that such communications be in writing.

The Blog

These terms of service apply to all users of this blog, including users who download eBook from this blog. The blog may contain links to third party websites that are not owned or controlled by the publisher. The publisher has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party websites. In addition, the publisher will not and cannot censor or edit the content of any third-party site. By using this blog, you expressly release the publisher from any and all liability arising from your use of any third-party website. Accordingly, the publisher encourages you to be aware when you leave this blog and to read the terms and conditions and privacy policy of each other website that you visit.

Blog Access

The publisher hereby grants you permission to use the blog as set forth in this terms of service, provided that:
(i) your use of the blog as permitted is solely for your personal, noncommercial use;
(ii) you will not copy or distribute any part of the blog in any medium without prior written authorization;
(iii) you will not alter downloads (except page caching) or modify any part of the blog other than as may be reasonably necessary to use the blog for its intended purpose; and
(iv) you will otherwise comply with the terms and conditions of these terms of service. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of firm or the blog or its affiliates without my express written consent. You may not use any meta tags or any other “hidden text” or its affiliates’ name or trademarks without my express written consent. Any unauthorized use terminates the permission or license granted herein.

Intellectual Property Rights

Except as otherwise provided for herein, content on this blog is provided to you “as is” for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners. The publisher reserve all rights not expressly granted in and to the blog and its content. You agree to not engage in the use, copying, or distribution of any of the content other than expressly permitted herein. If you download or print a copy of the content for personal use, you must retain all copyright and other proprietary notices contained therein. You agree not to circumvent, disable or otherwise interfere with security related features of the blog or features that prevent or restrict use or copying of any content or enforce limitations on use of the blog or the content therein.

Warranty Disclaimer

You agree that your use of the blog shall be at your sole risk. To the fullest extent permitted by law, the publisher disclaims all warranties, express or implied in connection with this blog and your use thereof. The publisher makes no warranties or representations about the accuracy or completeness of the blog content or the content of any sites linked to this blog and assumes no liability or responsibility for any:
(i) errors, mistakes, or inaccuracies of content
(ii) personal injury or property damage of any nature whatsoever, resulting from your access to and use of this blog, the content and the eBooks
(iii) any unauthorized access to or use of the blog’s secure servers and/or any and all personal information and/or financial information stored therein,
(iv) any interruption or cessation of transmission to or from the blog
(v) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the blog by any third party, and/or
(vi) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the blog. The publisher do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through this blog or any hyperlinked website or featured in any banner or other advertising, and the publisher will not be a party to, or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

Limitation of liability

In no event shall the publisher, its affiliates, be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any:
(i) errors, mistakes, or inaccuracies of content
(ii) personal injury or property damage of any nature whatsoever resulting from your access to and use of the blog content
(iii) any unauthorized access to or use of the blog’s secure servers and/or any and all personal information and/or financial information stored therein
(iv) any interruption or cessation of transmission to or from the blog
(v) any bugs, viruses, trojan horses, or the like, which may be transmitted to or through the blog by any third party and/or
(vi) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the blog, whether based on warranty, contract, or any other legal theory, and whether or not the publisher advice of the possibility of such damages. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction

Indemnity

You agree to defend, indemnify and hold harmless the blog, its affiliates, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from:
(i) your use of and access to the blog and the content
(ii) your violation of any term of these terms of service
(iii) your violation of any third party right, including without limitation any copyright, property, or privacy right.

Ability to Accept Terms of Service

You affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these terms of service, and to abide by and comply with these terms of service. In any case, you affirm that you are over the age of 13, as the blog is not intended for children under 13.

Assignment

These terms of service, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by me without restriction.

General

The publisher reserves the right to amend these terms of service at any time and without notice, and it is your responsibility to review these terms of service for any changes. Your use of this blog following any amendment of these terms of service will signify your consent to and acceptance of its revised terms.

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